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Name : Avijit Bakshi
Subject: NPA Management in Banks
Message : There was a health code system which classify the assets in 1998. But the norm was not so effective. RBI introduced pudential norms to regulate NPA which involves asset classification, recognition of income and provisioning norm. After introduction of the norm NPA is in decreasing mood both net NPA and gross NPA. Securitisation act (SARFAESI Act, 2002) are helping banks to recover bad assets.

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