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E-Book(PDF)- Rs 300 (US$12)
Edition: January 2008
Format: e-book (Adobe Reader)
Fully Printable Version
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Bank Customer Survey Report on Payment Systems 2008 was released at Banknet's Fourth International Conference on Payment Systems on 16th January 2008 at Taj Lands End, Mumbai.
This report covers the findings of the Bank Customer Survey on Payment Systems 2008
The Bank Customer Survey on Payment Systems was conducted by Banknet India. There were a total of 492 respondents from cities spread across India. The report provides an insight into ATM users’ perceptions, requirements and problems.
According to the survey findings, Debit cards have become very popular in India. But, as of date, ATM/Debit cards have still their primary usage for cash withdrawal from the ATM machines, while credit cards are more popular in making payments online. There is a growing awareness regarding RTGS amongst Indians but still around 73% of the respondents surveyed have never used RTGS. Fund transfer and Online bill payment emerged as the most popular payment options in internet banking, with over 60% of the respondents using this method.
Interestingly, many customers have been unable to use internet banking due to the non availability of site or connectivity problems. Moreover, a trust in the security of internet banking is yet to develop amongst the majority of bank customers. As far as mobile banking is concerned, its popularity is limited mainly due to the charges for sending SMS's are not justified. Despite the available payment options, how well customers are able to use them is still a question. The key differentiator in future will be how banks can increase usage of these payment options by the end user.
TABLE OF CONTENTS
EXECUTIVE SUMMARY
INTRODUCTION
OBJECTIVES
METHODOLOGY
LIMITATIONS
KEY FINDINGS
PROFILE OF SURVEY PARTICIPANTS
FINDINGS OF THE SURVEY
SURVEY QUESTIONNAIRE
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