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HDFC Bank has become the first bank in the country to offer credit cards in over 100 cities. HDFC Bank is targeting the tremendous market potential that remains untapped in the smaller towns and cities, with other issuers largely concentrating on the larger cities.

HDFC Bank currently offers three categories -- the HDFC bank international silver credit card, the HDFC bank international gold credit card and the health plus international credit card. The third is a credit card with a free in-built cashless mediclaim.

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