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There are two main categories of the co-operative banks.

(a) short term lending oriented co-operative Banks - within this category there are three sub categories of banks viz state co-operative banks, District co-operative banks and Primary Agricultural co-operative societies.

(b) long term lending oriented co-operative Banks - within the second category there are land development banks at three levels state level, district level and village level.

The co-operative banking structure in India is divided into following main 5 categories :

1. Primary Urban Co-op Banks:

2. Primary Agricultural Credit Societies:

3. District Central Co-op Banks:

4, State Co-operative Banks:

5. Land Development Banks:


Click here to read about Commercial banking structure in India.



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