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Name : Bhattacharya Vivek
Subject: Debit Card Misuse
Message : it depends on certain things. did u inform the bank as soon as u lost your card? if yes, then bank is liable to pay for the transaction which can always be rtaced back to the person who misused your card. if your answer is no, then bank dont carry any responsiblity neither do the merchant where the card was used. also, if you signed the card at back, you can claim your money irrespective of your card lost report. but that too should be done only after declaring it lost and claiming that u were not aware for a long time that the card is misplaced.


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