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Name : Vikas Guru
Subject: NPA's
Query : NPA are bad loans which ceased to generate income for the Bank. Most of the NPAs of the total 60000 crores are from big category. They are also from industrial segment. There is sudden change in climate during 1991 and afterward. Many industries cannot sustain these changes and became sick. Govt must remember that whatever they do ultimately it will eat public money and same is with NPA.


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