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Name :	Rajesh Thakur
Subject:	Retail Banking
Message :	HI monideepa The major areas covered under retail banking are 1)deposit mobilisation-saving.current,fixed 2)housing loans,carloans at individual level,finance against shares,personal loan 3)creditcards,debitcards 4)marketing of insurance products also Nowadays everybank is entering in the retail segment as margins are relatively higher when compared to corporate banking.