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Name : Vikas Chandra Guru
Subject: Hypothecation
Reply : All the types security to enforce the payment. The mortgage is a charge on Fixed asset and can be done with the deposit of the title deed because the property is immovable and cannot be moved. Hypothecation is a type of secuity attached to movable asset like stock. The company can deal with such a stock. However the pledge is also related to moving asset but the borrower has no liberty to deal with such material. The material is kept in a locked godown and one key is kept with bank.


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