Bankers are in the business of
providing security to the money and valuables of the general public. While security of
money is taken care of through offering various type of deposit schemes, security of
valuables is provided through making secured space available to general public for keeping
these valuables. These spaces are available in the shape of LOCKERS. The latter are small
compartments with dual locking facility built into strong, fire and burglar resistant
cupboards. These are stored in the Bank's Strong Room and are fully secure. Lockers can
neither be opened by the hirer or the Bank individually. Both must come together and use
their respective keys to open the locker.
Hiring of Lockers is a losing
proposition for the Banks, if seen in isolation as it involves major expenditure on buying
those cabinets, providing a secure place to keep them and manning the facility so that the
customers are serviced immediately. Banks offer this facility as a sop to attract
deposits. So do not be surprised if your Banker requests you to make a "small"
fixed deposit before a locker can be allotted to you. |