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Banking > Lendings

Fund requirements of a corporate are of two types.

Short Term Finance: STF is required to meet daily, seasonal and temporary working capital needs. These are also called cash cycle needs.

Long Term Finance:
LTF is required for medium to long-term purposes to meet the cost of acquisition of fixed assets for diversification, expansion. Modernisation as also to meet the permanent working capital requirements.
Institutional debt is available from FIs and Banks. Owing to their nature of operations, corporates have tapped FIs for long term finance and Banks for short term funding. However, lately the roles are getting juxtaposed with FIs making forays into short end of the debt market and Banks also pursuing the long end of the debt market.

  1. DOMESTIC LENDING (Click here)

  2. GLOBAL LENDING (Click here)

Click here for Guidelines on ECBs-External Commercial Borrowings.

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