Fund requirements of a corporate are of
two types.
Short
Term Finance: STF is required to meet daily, seasonal and temporary
working capital needs. These are also called cash cycle needs.
Long Term Finance: LTF is required for medium to long-term purposes
to meet the cost of acquisition of fixed assets for diversification,
expansion. Modernisation as also to meet the permanent working capital
requirements.
Institutional debt is available from FIs and Banks. Owing to their nature
of operations, corporates have tapped FIs for long term finance and Banks
for short term funding. However, lately the roles are getting juxtaposed
with FIs making forays into short end of the debt market and Banks also
pursuing the long end of the debt market.
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DOMESTIC
LENDING (Click here)
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GLOBAL
LENDING (Click here)
Click here for Guidelines on ECBs-External Commercial Borrowings.
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