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The top hundred centres arranged according to the size of deposits accounted for 64.0 per cent of the total deposits and the top hundred centres arranged according to the size of bank credit accounted for 75.1 per cent of total bank credit.

The distribution of scheduled commercial bank offices by size of deposits indicated that the offices with deposits of Rs.10 crore or more, accounted for 45.8 per cent of the bank offices with a share of 90.1 per cent in total bank deposits and 87.4 per cent in total bank credit.

The offices, which extended the credit of Rs.10 crore or more, accounted for 17.5 per cent of total number of offices. These offices together accounted for 80.7 per cent of total bank credit whereas their share in total deposits was 55.4 per cent.

Nationalised Banks, as a group, accounted for 50.3 per cent of the aggregate deposits, while State Bank of India and its Associates accounted for 24.6 per cent. The shares of Foreign Banks, Regional Rural Banks and Other Scheduled Commercial Banks in aggregate deposits were 4.6 per cent, 3.6 per cent and 16.9 per cent, respectively.

As regards gross bank credit, Nationalised Banks held the maximum share of 46.3 per cent of the total bank credit followed by State Bank of India and its Associates at 24.2 per cent and Other Scheduled Commercial Banks at 19.5 per cent. Foreign Banks and Regional Rural Banks had relatively lower shares in the total gross bank credit at 7.0 per cent and 3.0 per cent, respectively. >>>PAGE 2

(Source- "Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks - September 2004")

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