Following is available in Chapter "NRI ACCOUNTS" of "HANDBOOK FOR NRI's, PIO's & OCB'S"- Click here
1. Non Resident (External) Rupee Accounts Scheme - NRE Accounts
Eligibility
Types of Accounts
Permitted Credits
Permitted Debits
Loans against Security of Funds held in the account
Loans outside India
Change of Resident Status of account holder
Repatriation of funds to Non Resident Nominee
Miscellaneous
Operation by Power of Attorney
Temporary Overdrawings
Remittances abroad by Resident nominee
Tax Exemption
Reporting
2. Foreign Currency (Non Resident) Account (Banks) Scheme – FCNR (B) Accounts
Eligibility
Types of Accounts
Rate of Interest
Permissible Debits/Credits
Rate for conversion of rupees into designated currencies and vice versa
Inland Movement of Funds
Payment of Interest
Loans/Overdrafts against Security of funds held in the account
Guidelines for grant of foreign currency loans in India to holders of FCNR (B) Deposits
Change of Resident Status of the account holder
Joint Account, Repatriation of Balances, etc.
Reporting
Other Features
3. Non Resident Ordinary Rupee (NRO) Account Scheme - NRO Accounts
Eligibility
Types of Accounts
Credits
Debits
Remittances of funds held in NRO Accounts
Loans/Overdrafts
Joint Account with Residents
Change of Resident Status of Account Holder
Payment of funds to Non Resident Nominee
Reporting
4. Non Resident (Non Repatriable) Rupee Deposit Scheme - NRNR Accounts*
Eligibility
Period of Deposit
Rate of Interest
Repatriability
Renewal/Transfer
Gift
Joint Accounts with Residents
Loans / Overdrafts
Nomination
Reporting
5. Non Resident (Special) Rupee Account - NRSR Account*
Eligibility
Conditions
Application Form
Types of Accounts
Joint Accounts
Rate of Interest
Change of Resident Status of the Account Holder
Nomination Facility
Overdrafts
Miscellaneous
Safeguards for opening of and granting Loans against Non Resident Deposits
Repatriation of NRO funds
Features of various deposit schemes available to Non-Resident Indians (As on Jan 14, 2003)
Features of various deposit schemes available to Resident Indians
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NRIs, PIOs & OCBs